Tag: Visually Inspiring Words

10 Uplifting Picture Quotes on Owning Your Day and Creating Your Future

We all like and want results to be instantaneous; the same goes for our personal progress and success.  But these quotes remind us that we make progress by getting started and taking small steps. Cumulatively and with time, we see results.

Each day should serve as an opportunity to start anew, get things done and plan for starting fresh the next day.

You can use these picture quotes as a friendly reminder via your computer, cellphone or tablet wallpaper.  Use these tips to take ownership of your day, stay on task and to not be too hard on yourself when you feel like you’re doing something small.  Remember that small things are crucial pieces of the big picture!  Share these picture quotes on Facebook, Twitter, Pinterest and Instagram so your friends benefit also!

 

Did you enjoy these picture quotes?  If you have any thoughts on them that you would like to share, feel free to do so in the comments section below! Don’t forget to share them with your friends and family also!

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Knowing Yourself and Living a Life Tailored to You

Like most people, you probably spend a lot of time and effort looking outward for the definition of success and adequacy.  You probably look at the paths and successes of others as a standard for where you should be at a certain point in time or at a certain age.  But does that approach really work?  Do you really feeling like you’re measuring up by looking at others?

Most people fail to realize that self-satisfaction starts and ends internally.  Those who have created their own success will tell you that they’ve focused on a few things that worked specifically for them.  Here are three things you should keep in mind as you create your own.

1. It is important to know yourself.  Take the time to learn what makes you tick and what you excel at better than anyone else. This is the easiest way to develop your competitive edge and beat the competition.

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2. Stay true to yourself. This isn’t easy when everyone else is following the status quo and you seem as the odd man out.  But remember that there is power in being different, having an alternative point-of-view and edgy solutions.  Why do you think big companies value innovation and creativity so much?  That’s because this is what it takes to set yourself apart.  Apply similar strategies in your life; and start by embracing who you are.

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3. Define and create the life you want. Once you figure out what works for you, align everything in your life accordingly.  If your interests and activities are tailored to who you are, it makes perfect sense to have your life follow accordingly.  On a small and grand scale, create the life you want, deserve and that makes you feel whole.

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Have you experienced the challenge of looking outward versus inward to define your success and feel complete?  What did you learn in the process?  Did you figure out and apply an approach that works for you?

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A Picture Guide To Creating An Effective Budget – Part 1 of 3

Budget.  For many, this is a scary word.  It means numbers.  Making sense of numbers.  Calculating numbers.  And quite frankly, I’ve learned over the years that not everyone is comfortable confronting numbers.  But if you want to have control of your financial situation and use simple concepts that big businesses use to your advantage, you’ll need to be armed and ready to face the numbers.  I’m happy to say that they’re not as intimidating as they may seem!

Even numbers can be visual, and in this Three-Part Series, I’ll show, in pictures, how you can create an effective budget that gives you power and control over your finances.  In Part 1, we’ll address the overview of a budget and why it is important.  In Part 2, we’ll go over how to create a budget; and in Part 3, we’ll address what to do after you’ve created your budget to maximize its use.

So what is a budget, why is it important and why do you need one?

A budget is an itemized financial plan for a certain period of time such as a week, month or year.  You anticipate your income (inflows) and plan your expenses (outflows) accordingly so you can see what you’re left with.  Ideally, you will spend less than you bring in.  Here is what this looks like:

This snapshot of a budget allows you to see your monthly income, itemized expenses and what you have remaining. This makes it easy to see if you’re sending more than what you’re bringing in.

Over time, a budget helps with planning ahead and in anticipating problems that may arise.  This insight allows you to think about what changes should be made and respond by reallocating resources as needed.  For example, if you’re over your groceries amount for the month, you can plan to spend less.  Or if you’re spending too much on cable each month, you can negotiate a lower rate with your cable company.

See how the highlighted amounts changed compared to those in Exhibit A. By planning and reducing your expenses in certain areas, you’ll be left with more to reallocate.

To your benefit, a budget provides an organized and easily understood breakdown of how much money you’re bringing in and how much is leaving your pocket.  It is an invaluable tool that allows you to manage your money and prioritize your spending.  An important point is the fact that the effectiveness of a budget doesn’t depend on your income.  In fact, your financial situation is largely about what you do with your money as opposed to how much you make.  With a budget, you can identify and get rid of wasteful spending, quickly adapt as your financial situation changes and attain your financial goals faster.  You’ll have a more accurate sense of if you’re able to afford your dream vacation or your friend’s wedding.  You’ll know how much you can save for your future.  This financial clarity is especially empowering.

With the reductions made in Exhibit B, additional money at your disposal can help you save more for your future or toward planned expenses.

In Part 2 of this series, we’ll go over each step in creating a budget that is tailored to your situation.  Share your experience with a budget or what you would like to see in Parts 2 or 3 in the comments section below!

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